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<channel><title><![CDATA[Rumi RealtyPoint  - Blog]]></title><link><![CDATA[http://www.rumirealty.com/blog]]></link><description><![CDATA[Blog]]></description><pubDate>Sun, 22 Mar 2026 00:18:47 -0700</pubDate><generator>Weebly</generator><item><title><![CDATA[The top 5 commercial real estate trend for 2016]]></title><link><![CDATA[http://www.rumirealty.com/blog/the-top-5-commercial-real-estate-trend-for-2016]]></link><comments><![CDATA[http://www.rumirealty.com/blog/the-top-5-commercial-real-estate-trend-for-2016#comments]]></comments><pubDate>Wed, 20 Jan 2016 16:28:27 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">http://www.rumirealty.com/blog/the-top-5-commercial-real-estate-trend-for-2016</guid><description><![CDATA[       The Canadian real estate industry has been going through a sharp growth over the past few years. Despite a number of challenges, investors are very much keen on investing their dollars in the real estate market in Canada. According to the sources, the stable condition of the increasing demand of property in Canada is the reason behind such interest among the investors.&#8203;However, considering the increasing competitiveness in the residential real estate in this country, a number of exp [...] ]]></description><content:encoded><![CDATA[<div><div class="wsite-image wsite-image-border-none " style="padding-top:10px;padding-bottom:10px;margin-left:0;margin-right:0;text-align:center"> <a> <img src="http://www.rumirealty.com/uploads/5/5/6/3/5563921/7049203_orig.jpg" alt="Picture" style="width:auto;max-width:100%" /> </a> <div style="display:block;font-size:90%"></div> </div></div>  <div class="paragraph" style="text-align:left;">The Canadian real estate industry has been going through a sharp growth over the past few years. Despite a number of challenges, investors are very much keen on investing their dollars in the real estate market in Canada. According to the sources, the stable condition of the increasing demand of property in Canada is the reason behind such interest among the investors.<br />&#8203;<br />However, considering the increasing competitiveness in the residential real estate in this country, a number of experienced investors are shifting their focus to commercial real estate. So, if you too are planning to shift your focus on commercial real estate, let&rsquo;s have a look at the top 5<strong> commercial real estate trends for 2016</strong>.</div>  <div>  <!--BLOG_SUMMARY_END--></div>  <h2 class="wsite-content-title" style="text-align:left;"><strong>1. Senior residences and student housing</strong></h2>  <div class="paragraph" style="text-align:left;">If the demographics of Canada are to be believed, millennials and Baby Boomers will drive the demand in the commercial real estate market in the coming years. Very much like the residential market, the commercial real estate market too is going to be benefited by these two generations according to the investors.<br />&#8203;<br />Opportunities are scattered in the commercial market such as student housing, self-storage, senior housing &ndash; all of these opportunities are driven by the above mentioned two generations. &ldquo;Some more niche types of commercial investment are becoming more popular&rdquo; says a renowned broker, author and speaker, Claude Boiron. According to the reports of Emerging Trends in Real Estate, the Baby Boomers are also creating investment opportunities in sectors like healthcare.<br /></div>  <h2 class="wsite-content-title" style="text-align:left;"><strong>2. Growth in Suburbia</strong></h2>  <div class="paragraph" style="text-align:left;">Despite the strong urbanization trend in urban areas, suburbs around the Greater Toronto Area are still considered as a very good opportunity for commercial real estate growth. According to the reports of The Emerging Trends in Real Estate, investment in the transit infrastructure will attract more investors and tenants in suburbs in the coming days. However, the tax incentives, services, operating costs need to competitive. The report says, <em>&ldquo;Even in the big metro areas, suburbs represent a major share of the existing job base. In the top 40 metro areas, 84% of all jobs are outside the core. That is the basis for optimism for the suburban future.&rdquo;</em><br />&#8203;</div>  <h2 class="wsite-content-title" style="text-align:left;"><strong>3. Mixed use properties</strong></h2>  <div class="paragraph" style="text-align:left;">&#8203;A change has occurred in the office real estate industry as well. A new category has been introduced and that is becoming popular as condominiumized office units. If we take the example of Finch and Keele in Toronto for instance, every unit in this office building is condominiumized. The demand of these units among the doctors, lawyers, accountants is massive. They are ready to pay $300,000 to $500,000 for such units. You too can buy such a unit and can have a doctor or lawyer as your tenant without worrying about the Residential Tenancy Act. After the completion of the 5 or 10 year lease you can increase the rent accordingly.<br /></div>  <h2 class="wsite-content-title" style="text-align:left;"><strong>4. Use of technology and social media</strong><br /></h2>  <div class="paragraph" style="text-align:left;">&#8203;The extensive use of smartphones, cloud-computing, internet, e-commerce is continuously shaping up the way business is done. And this has certainly a strong effect on the commercial real estate as well. Frank Magliocco, national real estate practice leader at PwC Canada says, <em>&ldquo;We hear a lot about technology and how it is a disruptor in the economy, but it&rsquo;s also a disruptor in the real estate market, and no more so than in the office and retail sectors.&rdquo;</em><br />This is an era of promotion and when it comes to the promotion of commercial real estate, the role of internet and social media is massive. Investors can get all the information and solve their queries from there which eventually enhance the popularity of the commercial real estate.<br /></div>  <h2 class="wsite-content-title" style="text-align:left;"><strong>5. New Industrial opportunities</strong></h2>  <div class="paragraph" style="text-align:left;">The growth of opportunities in the industrial sector is another consequence of the extensive use of technology. New opportunities are being created in different sectors. Renowned broker Claude Boiron says, <em>&ldquo;We are starting to see that in our consumer-driven society, transportation, distribution is very necessary- people want same-day shipping, and not many things are coming out of store; they are coming out of industrial properties.&rdquo;</em><br />&#8203;</div>]]></content:encoded></item><item><title><![CDATA[Home Sales in Canada Expected to be Record in 2016]]></title><link><![CDATA[http://www.rumirealty.com/blog/home-sales-in-canada-expected-to-be-record-in-2016]]></link><comments><![CDATA[http://www.rumirealty.com/blog/home-sales-in-canada-expected-to-be-record-in-2016#comments]]></comments><pubDate>Fri, 08 Jan 2016 17:11:12 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">http://www.rumirealty.com/blog/home-sales-in-canada-expected-to-be-record-in-2016</guid><description><![CDATA[       &#8203;The Toronto Real Estate Board expects home deals in Canada's biggest city will be solid in 2016 and might set a record. TREB expects its member realtors will offer somewhere around 96,500 and 105,000 private properties this year - either simply above or just underneath a year ago record high of 101,229 transactions.      Economic Growth will Accelerate Housing Business  With one of the more robust economies in Ontario, Toronto's housing business sector is seen posting further picks [...] ]]></description><content:encoded><![CDATA[<div><div class="wsite-image wsite-image-border-none " style="padding-top:10px;padding-bottom:10px;margin-left:0;margin-right:0;text-align:center"> <a> <img src="http://www.rumirealty.com/uploads/5/5/6/3/5563921/2592395_orig.jpg" alt="Picture" style="width:auto;max-width:100%" /> </a> <div style="display:block;font-size:90%"></div> </div></div>  <div class="paragraph" style="text-align:left;">&#8203;The Toronto Real Estate Board expects home deals in Canada's biggest city will be solid in 2016 and might set a record. TREB expects its member realtors will offer somewhere around 96,500 and 105,000 private properties this year - either simply above or just underneath a year ago record high of 101,229 transactions.</div>  <div>  <!--BLOG_SUMMARY_END--></div>  <h2 class="wsite-content-title" style="text-align:left;"><strong>Economic Growth will Accelerate Housing Business</strong><br /></h2>  <div class="paragraph" style="text-align:left;">With one of the more robust economies in Ontario, Toronto's housing business sector is seen posting further picks up in 2016 and 2017. Sales will move the length of the supply response picks up energy. There is more upside to costs than forecast if listings don't react and mope at the present low pace. The normal offering cost is likewise anticipated that would ascend to in the middle of $655,000 and $665,000 - one of the most elevated in Canada - up from $622,217, which was up 9.8% from 2014.<br /></div>  <h2 class="wsite-content-title" style="text-align:left;"><strong>Mortgage Rate</strong><br /></h2>  <div class="paragraph" style="text-align:left;">&#8203;With one of the more robust economies in Ontario, Toronto's housing business sector is seen posting further picks up in 2016 and 2017. Sales will move the length of the supply response picks up energy. There is more upside to costs than forecast if listings don't react and mope at the present low pace. The normal offering cost is likewise anticipated that would ascend to in the middle of $655,000 and $665,000 - one of the most elevated in Canada - up from $622,217, which was up 9.8% from 2014.<br /></div>  <h2 class="wsite-content-title" style="text-align:left;"><strong>Residential Buildings will Increase</strong></h2>  <div class="paragraph" style="text-align:left;">&#8203;<a href="http://www.rumirealty.com/residential.html">Residential</a> building grants are forecast to increment 10.7% in 2016 and 4.3% in 2017, after assessed development of 19.5 percent in 2015. The Toronto CMA housing forecast is exceedingly like the ER forecast. A large portion of the elevate in private development is focused in multi-unit structures in the Toronto CMA, which are up 43% through the initial 10 months of 2015. There is upside potential in this figure in light of the fact that a lot of repressed family unit arrangement aggregated following the retreat seven years back.<br /></div>  <h2 class="wsite-content-title" style="text-align:left;"><strong>Housing Renovation will Increase in 2016</strong></h2>  <div class="paragraph" style="text-align:left;">Remodel spending, which is bigger than spending on new construction, is estimate to develop at a decent clasp, averaging around 7.5% yearly in current dollars and 5.0 percent in 2007 dollars through 2017. Notwithstanding the maturing of the lodging stock, redesign burning through tends to increment at a speedier pace when the housing cycle is in a development stage.<br /></div>  <div class="paragraph" style="text-align:center;"><strong><a href="http://www.rumirealty.com/blog/which-investment-opportunity-fits-you">Learn Which Investment Opportunity Fits You?</a></strong><br />&#8203;</div>  <h2 class="wsite-content-title" style="text-align:left;"><strong>Population Growth is Another Factor&nbsp;</strong></h2>  <div class="paragraph" style="text-align:left;">&#8203;Population growth in the Toronto CMA is figure to develop at 1.5% every year in 2016 and 2017, up from evaluated development of 1.4 percent in 2015. Immigration levels will stay high and the biggest wellspring of development, while less brief remote laborers will hose development. Net interprovincial surge hopes to ease with Alberta's retreat. A bigger net outpouring of populace to different areas in the region by a developing segment of retirees is normal. Toronto's development with stay over the commonplace normal and well most importantly different regions in the area.<br /></div>]]></content:encoded></item><item><title><![CDATA[Upcoming Real Estate Trends in Canada to watch in 2016]]></title><link><![CDATA[http://www.rumirealty.com/blog/upcoming-real-estate-trends-in-canada-to-watch-in-2016]]></link><comments><![CDATA[http://www.rumirealty.com/blog/upcoming-real-estate-trends-in-canada-to-watch-in-2016#comments]]></comments><pubDate>Thu, 24 Dec 2015 16:31:28 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">http://www.rumirealty.com/blog/upcoming-real-estate-trends-in-canada-to-watch-in-2016</guid><description><![CDATA[       &#8203;The tale of Canadian real estate this year will be one of the moving economic fortunes and changing real estate trends. The decrease in oil costs has brought about a sharp slowdown in the Calgary economy, additionally is slanting descending, and as indicated by Canada Mortgage and Housing Corp, the Canadian housing market sector is relied upon to direct throughout the following two years, yet the long-term impact on the local real estate market remains to be seen.&nbsp;      As eco [...] ]]></description><content:encoded><![CDATA[<div><div class="wsite-image wsite-image-border-none " style="padding-top:10px;padding-bottom:10px;margin-left:0;margin-right:0;text-align:center"> <a> <img src="http://www.rumirealty.com/uploads/5/5/6/3/5563921/4559728_orig.jpg" alt="Picture" style="width:auto;max-width:100%" /> </a> <div style="display:block;font-size:90%"></div> </div></div>  <div class="paragraph" style="text-align:left;">&#8203;The tale of Canadian real estate this year will be one of the moving economic fortunes and changing real estate trends. The decrease in oil costs has brought about a sharp slowdown in the Calgary economy, additionally is slanting descending, and as indicated by Canada Mortgage and Housing Corp, the Canadian housing market sector is relied upon to direct throughout the following two years, yet the long-term impact on the local real estate market remains to be seen.&nbsp;<br /></div>  <div>  <!--BLOG_SUMMARY_END--></div>  <div class="paragraph" style="text-align:left;">As economic power comes back toward the east, investors and developers are turning their regard for new opportunities in more quickly developing Toronto and a few parts of Montreal. Vancouver is the special case in the west, as it holds the top land investment spot. B.C. what's more, Ontario have had a percentage of the biggest housing price increase so these territories will feel the greatest effect,<a href="http://www.bnn.ca/News/2015/11/24/Housing-prices-expected-to-cool-starting-in-2016-and-beyond-TD-.aspx"> financial expert</a> Brian DePratto said recently.&nbsp;</div>  <h2 class="wsite-content-title" style="text-align:left;">&#8203;A shortage of &ldquo;top-tier&rdquo; properties<br /></h2>  <div class="paragraph" style="text-align:left;">&#8203;Top-level properties are offering, yet purchasers like pension funds and real estate investment trusts are throwing their weight around. That is driven smaller-scale buyers to turn towards more established, less-pined for properties that require more remodels and moves up to see a return on investment.<br /></div>  <h2 class="wsite-content-title" style="text-align:left;">&#8203;The Changing face of office leasing<br /></h2>  <div class="paragraph" style="text-align:left;">&#8203;Given the shortage of highly sought for after properties accessible to non-institutional purchasers, some are essentially swinging to the properties they effectively own to enhance yield. This has affected the way of renting, the report proposed. With landowners' increased desires for profits for current property, office spaces are being part up and rents are getting longer. Then, occupants are apportioning less space per worker and prior top of the line enhancements, settling on worth.<br /></div>  <h2 class="wsite-content-title" style="text-align:left;">&#8203;The US dollar as a source of some optimism<br /></h2>  <div class="paragraph" style="text-align:left;">&#8203;With indeterminate monetary conditions in China and Europe, Canadian firms are searching stateside for a support in <a href="http://www.rumirealty.com/investment.html">investment,</a> despite the fact that US recuperation from the Great Recession hasn't been particularly strong. In any case, the US dollar is outpacing the Canadian dollar, and this could demonstrate valuable for business sectors here at home. The eastern business sector's modern land markets could profit from this in 2016, as per a recent report by PwC.</div>  <h2 class="wsite-content-title" style="text-align:left;">&#8203;The influence of lower oil prices<br /></h2>  <div class="paragraph" style="text-align:left;">&#8203;In a casual BuzzBuzzHome News review of financial analysts from real Canadian banks this August, oil costs were recognized as one of the housing-market components to look for whatever is left of the year. The Emerging Trends report proposes this will proceed for 2016. While extensive property-possessions action has been stagnant in Alberta, the drop in oil costs might goad development in different locales.<br />&#8203;<br />Specifically gas pump reserve funds could have a gradually expanding influence. Organizations and buyers spending less on fuel may coordinate those reserve funds somewhere else, reinforcing retail, for case. The deciding result might be reinforced business and modern land markets.</div>  <h2 class="wsite-content-title" style="text-align:left;">&#8203;Foreign investors eyeing Canadian real estate<br /></h2>  <div class="paragraph" style="text-align:left;">&#8203;Worldwide financial specialists keep on considering Canada to be a place of refuge for their capital, and the lower Canadian dollar just adds to the nation's allure. Numerous respondents anticipate that remote speculation will keep on streaming into Canadian real estate &mdash; not just into the most sweltering markets in Vancouver and Toronto, additionally into Montreal and even Saskatoon, where enthusiasm for farmland and improvement area is rising.<br /></div>  <h2 class="wsite-content-title" style="text-align:left;">&#8203;High-raised housing affordability concerns<br /></h2>  <div class="paragraph" style="text-align:left;"><a href="http://www.rumirealty.com/residential.html">&#8203;Residential housing</a> affordability is a key issue in the keep running up to the Canadian federal election. It's additionally a pattern to watch in the country's housing market, as indicated by The Emerging Trends in Real Estate report recently. It distinguished various variables that it said are as of now driving up lodging costs. Case in point, in Ontario, greenbelt enactment brought about an arrangement to save 1.8 million sections of land of area, influencing arrive supply. Furthermore costs connected with improvement applications and construction are feeding home costs once units hit the business sector.</div>  <h2 class="wsite-content-title" style="text-align:left;">&#8203;More and more renters</h2>  <div class="paragraph" style="text-align:left;">&#8203;With housing affordability a concern, states of mind towards leasing instead of owning are evolving. This movement is producing another demographic that the report calls "permanent renters" for a few markets. A developing bit of the Canadian populace discarding home-ownership aspirations and rather looking for rental units will give new chances to financial specialists.<br /></div>  <h2 class="wsite-content-title" style="text-align:left;">&#8203;The disruptive force of technology<br /></h2>  <div class="paragraph" style="text-align:left;">&#8203;E-commerce business are looking for office space, accelerating commercial real estate markets. Retailers are progressively searching for spots to house stock as opposed to offer merchandise to clients from in light of the fact that web shopping has taken off. All the more extensively, innovation is molding the manufactured type of urban areas themselves as it effects the design and construction structures.<br /></div>]]></content:encoded></item><item><title><![CDATA[Emerging Trends in Real Estate Industry in 2016]]></title><link><![CDATA[http://www.rumirealty.com/blog/emerging-trends-in-real-estate-industry-in-2016]]></link><comments><![CDATA[http://www.rumirealty.com/blog/emerging-trends-in-real-estate-industry-in-2016#comments]]></comments><pubDate>Thu, 17 Dec 2015 15:26:17 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">http://www.rumirealty.com/blog/emerging-trends-in-real-estate-industry-in-2016</guid><description><![CDATA[       &#8203;Market investigators anticipate the preference for core assets, new office space and high-end retail will continue to drive demand and motivate real estate investment in 2016. According Canada Mortgage and Housing Corp (CMHC), to Canada&rsquo;s real estate boom will come to an end in 2016. CBRE Research likewise estimates a dynamic year for area bargains as low top rates and shortage of item suited to today's innovative, ecological and logistical requirements makes new advancement  [...] ]]></description><content:encoded><![CDATA[<div><div class="wsite-image wsite-image-border-none " style="padding-top:10px;padding-bottom:10px;margin-left:0;margin-right:0;text-align:center"> <a> <img src="http://www.rumirealty.com/uploads/5/5/6/3/5563921/9113350_orig.jpg" alt="Picture" style="width:auto;max-width:100%" /> </a> <div style="display:block;font-size:90%"></div> </div></div>  <div class="paragraph" style="text-align:left;">&#8203;Market investigators anticipate the preference for core assets, new office space and high-end retail will continue to drive demand and motivate real estate investment in 2016. According Canada Mortgage and Housing Corp (CMHC), to Canada&rsquo;s <a href="http://www.rumirealty.com/investment.html">real estate </a>boom will come to an end in 2016. CBRE Research likewise estimates a dynamic year for area bargains as low top rates and shortage of item suited to today's innovative, ecological and logistical requirements makes new advancement the more alluring choice.</div>  <div>  <!--BLOG_SUMMARY_END--></div>  <h2 class="wsite-content-title" style="text-align:left;"><strong>Increasing demand for more affordable pricing models</strong><br /></h2>  <div class="paragraph" style="text-align:left;">&#8203;One aspect of housing that has not recovered yet has been single-family construction. Confronting higher land costs, labor shortage, and stresses about depth of demand in the entry-level market, builders have shifted to delivering more higher-evaluated housing units for a dependable pool of clients. That focus created new-home costs to rise much quicker than existing-home costs. Developers could be productive and develop by taking after this climb and extravagance methodology, however their development potential was constrained by avoiding the entry level.<br /></div>  <h2 class="wsite-content-title" style="text-align:left;"><strong>New-home construction focuses more on affordabilit</strong><br /></h2>  <div class="paragraph" style="text-align:left;">&#8203;Developers have been confronted with higher land costs, labor shortage, and concern about the interest of the entry-level market. Accordingly, they have moved to constructing more higher-evaluated homes, which has brought on new-home prices to rise significantly speedier than existing-home costs. In 2016, they likely will move to more reasonable item to take into account the section level purchasers.<br /></div>  <h2 class="wsite-content-title" style="text-align:left;"><strong>Higher mortgage rate</strong><br /></h2>  <div class="paragraph" style="text-align:left;">&#8203;Thirty-year fixed rates will likely end 2016 about 60 basis points higher than they are today. That level of increase is manageable, as consumers will have multiple tactics to mitigate some of that increase. However, higher rates will drive monthly payments higher, and, along with that, debt-to-income ratios will also go higher.<br /></div>  <h2 class="wsite-content-title" style="text-align:left;"><strong>Hotel Sector will Grow Highe</strong><br /></h2>  <div class="paragraph" style="text-align:left;">&#8203;The market and finance related execution of hotels in Ontario and Quebec, which speak to more than 70.0% of the business in Canada, will indicate solid change in 2016. Properties in Vancouver, Toronto and Montreal particularly are balanced for solid top and primary concern development. The monetary execution for Alberta hotels, which speaks to around 15.0% of the Canadian stock, has experienced the asset downturn and overbuilding in a few markets, however the decrease has been decelerating. Expect more solidness with conceivably a few indications of recuperation in late 2016. To be determined of the nation, market and monetary execution for the hotel business will be sure, however direct.</div>]]></content:encoded></item><item><title><![CDATA[5 key factors to know before successful investment in real estate]]></title><link><![CDATA[http://www.rumirealty.com/blog/5-key-factors-to-know-before-successful-investment-in-real-estate]]></link><comments><![CDATA[http://www.rumirealty.com/blog/5-key-factors-to-know-before-successful-investment-in-real-estate#comments]]></comments><pubDate>Thu, 10 Dec 2015 18:57:46 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">http://www.rumirealty.com/blog/5-key-factors-to-know-before-successful-investment-in-real-estate</guid><description><![CDATA[​If being in the real estate would be easy, everyone would do the same thing to taste success in their life. But this is not the case and this is why when it comes to investing in real estate, normal people starts by considering the negatives first. The truth is hard and it says that no matter how much preparation you take, how much information you collect, there are some factors which cannot be controlled. And a successful investment is often based on those factors. So, here are some factors  [...] ]]></description><content:encoded><![CDATA[<div><div class="wsite-image wsite-image-border-none" style="padding-top:10px;padding-bottom:10px;margin-left:0;margin-right:0;text-align:center"><a><img src="http://www.rumirealty.com/uploads/5/5/6/3/5563921/3090231_orig.jpg" alt="Picture" style="width:auto;max-width:100%"></a><div style="display:block;font-size:90%"></div></div></div><div class="paragraph" style="text-align:left;">&#8203;If being in the real estate would be easy, everyone would do the same thing to taste success in their life. But this is not the case and this is why when it comes to investing in real estate, normal people starts by considering the negatives first. The truth is hard and it says that no matter how much preparation you take, how much information you collect, there are some factors which cannot be controlled. And a successful investment is often based on those factors. So, here are some factors that you should consider while planning to invest in real estate.<br></div><div><!--BLOG_SUMMARY_END--></div><h2 class="wsite-content-title" style="text-align:left;"><strong>The economic factor</strong><br></h2><div class="paragraph" style="text-align:left;">&#8203;There may be confusion whether this should be the first factor to consider or not but one thing is certain that the economic factor can never be ignored. The state of the economy always plays a very crucial role on the real estate market and this is proportionate to the economic condition. If the economy is going through a downturn, the same can be expected from the real estate market as well. Moreover, there are some specific kinds of properties that are more sensitive to the real estate condition like hotels. So, you should also consider the sensitivity of the property with the economic ups and downs.<br></div><div><div id="119790877466649512" align="left" style="width: 100%; overflow-y: hidden;" class="wcustomhtml"><h3>Condition of the property</h3></div></div><div class="paragraph" style="text-align:left;">&#8203;This is another very important factor to be considered while investing in real estate. If you have already planned to invest in property, you should verify the present condition meticulously. You may hire the assistance of the professionals who are expert in property verification. The same is true when you are buying a used property. The present condition, durability, the previous purpose of use; everything should be considered. This is also required to determine the price of the property as well. &nbsp; &nbsp; &nbsp;<br></div><div><div id="616800029186145108" align="left" style="width: 100%; overflow-y: hidden;" class="wcustomhtml"><h4>Location and amenities</h4></div></div><div class="paragraph" style="text-align:left;">&#8203;It is known to even an inexperienced investor that three most important factors of real estate investment is &lsquo;location, location and location&rsquo;. This particular factor includes a whole lot of things such as the distance from nearby bus stand or metro, distance from the shopping centers, market, schools, hospitals, police stations. All these factors come into consideration while talking about the location. Moreover, a particular view in front of the property or a connection with the highway may have an impact in the value. Apart from that all local amenities are also considered and they do influence the property price. &nbsp;<br></div><div><div id="802298503526461095" align="left" style="width: 100%; overflow-y: hidden;" class="wcustomhtml"><h5>The purpose of the investment</h5></div></div><div class="paragraph" style="text-align:left;">&#8203;This is another very important but often ignored aspect of real estate investment. Investors are often clueless with the reason for investing money. Whether you are buying the property for your own use or for any other purposes, you should have a clear concept about the purpose of your investment. Not only that, you should also calculate and collect information about the kind of return you can expect from your investment. Remember, your investment is always about the return. And unless you become specific with the reason of your investment, you will not be able to make the most of it. &nbsp;<br></div>]]></content:encoded></item><item><title><![CDATA[5 mistakes that all new real estate investors often make]]></title><link><![CDATA[http://www.rumirealty.com/blog/5-mistakes-that-all-new-real-estate-investors-often-make]]></link><comments><![CDATA[http://www.rumirealty.com/blog/5-mistakes-that-all-new-real-estate-investors-often-make#comments]]></comments><pubDate>Sat, 05 Dec 2015 18:54:17 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">http://www.rumirealty.com/blog/5-mistakes-that-all-new-real-estate-investors-often-make</guid><description><![CDATA[​Investing in real estate can provide a great return on investment depending on the location selected but it is often presumed as a quick-fire way to become rich. It is true that many people have made their fortune investing in real estate but this is not as easy as it is said or projected by the so-called real estate ‘gurus’. This is a vast process and a matter of large investment. It takes time to be familiar with the ins and outs of the process but due to lack of patience and endless fa [...] ]]></description><content:encoded><![CDATA[<div><div class="wsite-image wsite-image-border-none" style="padding-top:10px;padding-bottom:10px;margin-left:0;margin-right:0;text-align:center"><a><img src="http://www.rumirealty.com/uploads/5/5/6/3/5563921/9733235_orig.jpg" alt="Picture" style="width:auto;max-width:100%"></a><div style="display:block;font-size:90%"></div></div></div><div class="paragraph" style="text-align:left;">&#8203;Investing in real estate can provide a great return on investment depending on the location selected but it is often presumed as a quick-fire way to become rich. It is true that many people have made their fortune investing in real estate but this is not as easy as it is said or projected by the so-called real estate &lsquo;gurus&rsquo;. This is a vast process and a matter of large investment. It takes time to be familiar with the ins and outs of the process but due to lack of patience and endless faith on those &lsquo;gurus&rsquo;, investors, especially the newcomers often make big mistakes while investing in property/real estate. Here are five of the most common mistakes that I have seen made by the new real estate investors.<br></div><div><!--BLOG_SUMMARY_END--></div><h2 class="wsite-content-title" style="text-align:left;"><strong>Listening to the inexperienced people</strong><br></h2><div class="paragraph" style="text-align:left;">&#8203;When you are going to invest in real estate, you will find numerous people to guide you for a successful investment. But, upon the revealing of the truth, you will see that more than half of them have no prior experience of such investment. They give the suggestion based on their intuition. Such &lsquo;<em>jack of all trades master of none&rsquo;</em> kind of people can even let you down from a great investment opportunity. You should at least make sure to listen to those who have prior experience of investment and are aware of the kind of situations may unfold after the investment.<br></div><div><div id="425703937466569008" align="left" style="width: 100%; overflow-y: hidden;" class="wcustomhtml"><h3>Planning after the investment</h3></div></div><div class="paragraph" style="text-align:left;">&#8203;This is another very common mistake made by the new investors. When you buy or invest in any property, you definitely have a plan after that. If you don&rsquo;t have any plan, this may not be the right time for you to invest. You need to have a plan like what is your aim, what you want to do with your property, how you think things will shape up in future, how long you are going to hold your investment for, what kind of return do you expect; all these planning should be made in advance. Even, planning is important when you are buying property for your own. But new investors do the planning after the investment.<br></div><div><div id="291856961301452941" align="left" style="width: 100%; overflow-y: hidden;" class="wcustomhtml"><h4>Thinking of appreciation and nothing else</h4></div></div><div class="paragraph" style="text-align:left;">&#8203;If someone is buying a property or investing in property only for appreciation, it means, s/he is heading to a big trouble. The world of real estate is not a fantasy. And there is no assurance of appreciation on any given property. Moreover, price appreciation depends on so many things. So, without having proper knowledge about those aspects you cannot eye for appreciation. Even if it looks the most obvious thing in real estate investment, you should consider the worst case scenario as well. And this is not a matter of assumption.</div><div><div id="762642197991933526" align="left" style="width: 100%; overflow-y: hidden;" class="wcustomhtml"><h4>Skipping the homework completely</h4></div></div><div class="paragraph" style="text-align:left;">&#8203;You will definitely not consider yourself eligible for any surgery unless you have years of experience and training; similarly, you should not jump into the investment till you garner proper knowledge about the same. This is not gambling; you should always consult with a &lsquo;doctor of real estate&rsquo; that is real estate agents. Only they can help you find the best deal in the real estate sector. And you can rest assured that even if you get small return, your money will be saved.<br></div><div class="paragraph" style="text-align:left;">&#8203;<strong>Go without paperwork</strong><br>The final and the most common mistake that is made by the new real estate investors is to go with a person or project without proper paperwork. This may result in a massive loss of your investment. In order to become aware of the ins and outs, terms and conditions of the investment procedure, you must possess the papers. Those are the proof that you have invested the money and are eligible to be a part of the profit also. But without any paper, you ultimately risk your money.<br></div>]]></content:encoded></item><item><title><![CDATA[A better shape up of future at University of Toronto Scarborough]]></title><link><![CDATA[http://www.rumirealty.com/blog/a-better-shape-up-of-future-at-university-of-toronto-scarborough]]></link><comments><![CDATA[http://www.rumirealty.com/blog/a-better-shape-up-of-future-at-university-of-toronto-scarborough#comments]]></comments><pubDate>Mon, 16 Nov 2015 18:50:04 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">http://www.rumirealty.com/blog/a-better-shape-up-of-future-at-university-of-toronto-scarborough</guid><description><![CDATA[       &#8203;A tree doesn&rsquo;t become a tree in one day. You need to nourish the plant by pouring water to it on a regular basis and by allowing it to sufficient sunlight. Thus, the plant learns about the natural activities and the mantra of surviving the nature. Similarly, a child doesn&rsquo;t grow up a man or woman in one day. It takes years for the journey and we human learn from education.Education has an important role in everyone&rsquo;s life to shape up the career and the future and  [...] ]]></description><content:encoded><![CDATA[<div><div class="wsite-image wsite-image-border-none " style="padding-top:10px;padding-bottom:10px;margin-left:0;margin-right:0;text-align:center"> <a> <img src="http://www.rumirealty.com/uploads/5/5/6/3/5563921/4077046_orig.jpg" alt="Picture" style="width:auto;max-width:100%" /> </a> <div style="display:block;font-size:90%"></div> </div></div>  <div class="paragraph" style="text-align:left;">&#8203;A tree doesn&rsquo;t become a tree in one day. You need to nourish the plant by pouring water to it on a regular basis and by allowing it to sufficient sunlight. Thus, the plant learns about the natural activities and the mantra of surviving the nature. Similarly, a child doesn&rsquo;t grow up a man or woman in one day. It takes years for the journey and we human learn from education.<br />Education has an important role in everyone&rsquo;s life to shape up the career and the future and considering the importance, one should be careful while selecting the college to pursue studies on preferred courses. Because the future is greatly involved with this decision so you cannot put your bright future at stake with your decision!<br /></div>  <div>  <!--BLOG_SUMMARY_END--></div>  <div class="paragraph" style="text-align:left;">&#8203;Presently, students are going abroad to complete their higher studies by taking admission to foreign colleges and if you such sort of planning then you can opt for <strong>University of Toronto Scarborough</strong> which is popularly known as U of T Scarborough or UTSC.<br />Situated back in 1964 as <strong>Scarborough College</strong> of the faculty of Arts and Science, the institution was developed into a mid-size university in 1972. The academic classification comprised of variety of undergraduate studies in disciplines of management, arts and science. Within this short period of time, this university has been able to earn the respect and trust of the native and foreign students as well and all these haves become possible because of few core principles of this institution &ndash; good education, better atmosphere, apt guidance etc.<br /></div>  <h2 class="wsite-content-title" style="text-align:left;"><strong>The Campus</strong><br /></h2>  <div class="paragraph" style="text-align:left;">&#8203;The <strong>Scarborough University</strong> is situated on a 123 hectares campus land. The first completed building on the campus is The Andrews Building which was named after its designer and that definitely holds an emblem of great art work. The interior of the campus is made to just mimic the streets of any city with large and wide open hallways and balconies on the upper floors. The building is divided into two wings which are commonly known as the Science Wings and the Humanities Wings and there is a large meeting place at the center of both these wings which is generally used to hold big events in the campus.<br /></div>  <h2 class="wsite-content-title" style="text-align:left;"><strong>The academics</strong><br /></h2>  <div class="paragraph" style="text-align:left;">&#8203;Having a degree from the University of Toronto Scarborough will help a student paving the ways for his/her future success. The University is renowned for offering the required academic rigor to the undergraduate and graduate students and combining that with innovative experimental opportunities and a wide range of programming on arts, science, management and teacher education. Since it is primly an undergraduate institution, it receives most of its direct-entry admissions from the three of its campuses which have 13 academic departments. And there are two extra departmental units as well namely &ndash; <em>The French and Linguistics</em> and <em>Center for Critical Development Studies</em>.<br /></div>  <h2 class="wsite-content-title" style="text-align:left;"><strong>Student facilities</strong><br /></h2>  <div class="paragraph" style="text-align:left;">&#8203;To offer an excellent academic atmosphere to the students of the university, the campus is designed with all the latest and updated facilities. It is a three-story building with 48,000 Sq-Ft of area and the office of the <strong>Scarborough Campus</strong> Student&rsquo;s Union is also situated in this building. Moreover, the campus is decorated with television lounge, food court, health and wellness center and of course, multifaith prayer room. The bookstore of the university campus is also worth watching. It is comprised of all types of educational and inspirational books and lots of other types of books are also there in the bookstore.<br /></div>]]></content:encoded></item><item><title><![CDATA[The best 3 hotels to enjoy holidays at Scarborough]]></title><link><![CDATA[http://www.rumirealty.com/blog/the-best-3-hotels-to-enjoy-holidays-at-scarborough]]></link><comments><![CDATA[http://www.rumirealty.com/blog/the-best-3-hotels-to-enjoy-holidays-at-scarborough#comments]]></comments><pubDate>Fri, 13 Nov 2015 18:46:31 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">http://www.rumirealty.com/blog/the-best-3-hotels-to-enjoy-holidays-at-scarborough</guid><description><![CDATA[       &#8203;Winter is on its way and it always comes with a refreshing festive ambiance in the atmosphere. This is the best time of the year to enjoy holidays with friends and families. People actually wait for this session to come so that they can set out to explore the world and nothing can be better than enjoying the nature and its spectacular creations at this time. So, what is going to be your holiday destination this year?If you prefer exploring different places and cities in the world t [...] ]]></description><content:encoded><![CDATA[<div><div class="wsite-image wsite-image-border-none " style="padding-top:10px;padding-bottom:10px;margin-left:0;margin-right:0;text-align:center"> <a> <img src="http://www.rumirealty.com/uploads/5/5/6/3/5563921/8714422_orig.jpg" alt="Picture" style="width:auto;max-width:100%" /> </a> <div style="display:block;font-size:90%"></div> </div></div>  <div class="paragraph" style="text-align:left;">&#8203;Winter is on its way and it always comes with a refreshing festive ambiance in the atmosphere. This is the best time of the year to enjoy holidays with friends and families. People actually wait for this session to come so that they can set out to explore the world and nothing can be better than enjoying the nature and its spectacular creations at this time. So, what is going to be your holiday destination this year?<br />If you prefer exploring different places and cities in the world then this year, you can take a tour of Scarborough, Ontario, Canada. The city is actually situated on the shore of Lake Ontario to the south which offers some really exotic places to be in and a great amount of visual pleasures through the natural scenic beauty. Here at Scarborough, you can discover some beautiful beaches, breathtaking coastlines and of course, one of the prime attractions &ndash; <strong>Scarborough Bluffs</strong>. It is found along the shore of Lake Ontario and is stretched about 14 kilometers with a height of more than 60 meters.<br /></div>  <div>  <!--BLOG_SUMMARY_END--></div>  <div class="paragraph" style="text-align:left;">&#8203;However, when planning a tour of some unknown cities, it is wise to have some necessary details about the hotels and accommodations in the city so that you can enjoy the holidays to the fullest. Studying the necessary details about the hotels prior to the journey not only saves you money but, allows you more time to be spent on wondering the place and not searching for a suitable hotel to stay in. Here you will find some of the <strong>best hotels in Scarborough</strong> and brief details about those.<br /><em><u># Comfort Inn:</u></em><br />If you are looking for the best value for living, this hotel is undoubtedly the best for all the tourists. This offers the most affordable accommodation with the best quality foods. The lobby is nicely decorated with easy-chairs in front of the fireplace. The free amenities here include hot and well-liked breakfast with a choice of apple-cinnamon waffles, eggs and sausages. The rooms are exclusive designed and decorated with flat screen TV, mini-fridge and microwave for additional convenience for the guests. If you want to enjoy best staying experience, walk in to Comfort Inn East, Scarborough.<br /><em><u># Holiday Inn Express, Toronto</u></em><br />In terms of guest rating and recommendations by the tourists, Holiday Inn Express is definitely the pride of Scarborough that offers the best luxury at the most affordable rates. The lowest room price is certainly a fact of attraction and to offer even better convenience to the tourists and guests, it provides free hot breakfast, free parking and a free Wi-Fi room. The hotel is completely equipped with all the necessary things like, gym, pool, lobby etc. so that you find means to relax and refresh yourself.<br /><em><u># InterContinental Toronto:</u></em><br />If you want to enjoy the recent urbanization in Toronto then this hotel at midtown, Toronto should be your pick for a family holiday. You will come across the high-rises of Scarborough here and the hotel really offers some exclusivity that is unique only here. The amenities offered by the hotel include &ndash; pet&rsquo;s accommodation, no-smoking hotels, pool, free fitness centre but Wi-Fi is a paid service here.<br />Apart from these three best pick hotels at Scarborough, there are others beautiful hotels and places to stay in as well. Some of those offer convenient and suitable family accommodation as well. So, put on your travel shoes and get your bags packed! This winter, enjoy holidays with your family at the beautiful beaches of Scarborough.<br />onal and inspirational books and lots of other types of books are also there in the bookstore.<br /></div>]]></content:encoded></item><item><title><![CDATA[Take a step forward to financial freedom with genuine debt counseling]]></title><link><![CDATA[http://www.rumirealty.com/blog/take-a-step-forward-to-financial-freedom-with-genuine-debt-counseling]]></link><comments><![CDATA[http://www.rumirealty.com/blog/take-a-step-forward-to-financial-freedom-with-genuine-debt-counseling#comments]]></comments><pubDate>Wed, 11 Nov 2015 18:41:55 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">http://www.rumirealty.com/blog/take-a-step-forward-to-financial-freedom-with-genuine-debt-counseling</guid><description><![CDATA[       &#8203;Finding the right solution to get rid of debt problems is not always easy. Though, some promotional tricks may claim the solutions to be easy which is actually not. Finding out the right solution depends on various aspects and also on the debt condition of different individuals. But the good news is options are available in plenty out there in Ontario. And counseling with the right organization always brings the best results for the people struggling with debt situation.      Why d [...] ]]></description><content:encoded><![CDATA[<div><div class="wsite-image wsite-image-border-none " style="padding-top:10px;padding-bottom:10px;margin-left:0;margin-right:0;text-align:center"> <a> <img src="http://www.rumirealty.com/uploads/5/5/6/3/5563921/376062_orig.jpg" alt="Picture" style="width:auto;max-width:100%" /> </a> <div style="display:block;font-size:90%"></div> </div></div>  <div class="paragraph" style="text-align:left;">&#8203;Finding the right solution to get rid of debt problems is not always easy. Though, some promotional tricks may claim the solutions to be easy which is actually not. Finding out the right solution depends on various aspects and also on the debt condition of different individuals. But the good news is options are available in plenty out there in Ontario. And counseling with the right organization always brings the best results for the people struggling with debt situation.<br /></div>  <div>  <!--BLOG_SUMMARY_END--></div>  <h2 class="wsite-content-title" style="text-align:left;"><strong>Why debt relief plan is necessary?</strong><br /></h2>  <div class="paragraph" style="text-align:left;">&#8203;We all are struggling with our financial situation to some extent and money is something that is always in demand among every people. In such a situation, poor debt condition can be daunting for most of us. And everyone, suffering from this situation is looking for a hassle free solution. No matter how bad your debt condition is there is a way to come out of that situation for sure. And a solid <strong>debt relief plan</strong> is necessary for this. But first let&rsquo;s have a look at how an efficient debt counseling or credit counseling can help you out. The advantages you get from such counseling include:<br />a) You become able to repay your debt all at once with an easy monthly payment.<br />b) You can save thousands of dollars which you would have to pay for the interest.<br />c) Come out of your poor debt situation and re-establish your financial condition. Your life once again comes back to the normal track.<br /></div>  <h2 class="wsite-content-title" style="text-align:left;"><strong>Find out different options to get out of your debt</strong><br /></h2>  <div class="paragraph" style="text-align:left;">&#8203;Now, if you are looking for a solution of your debt problem, there are chances that you get confused with so much of options available. A genuine <strong>credit counselor in Scarborough</strong> can show you the right option and also can explain the short term and long term consequences of your solution. In simple word s/he can help you make the right decision to change your financial state. You can possibly expect clarifications on these aspects.<br />&middot; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<strong>Debt consolidation program</strong> in order to manage all your bills and expenses more affordably and conveniently.<br />&middot; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;You can learn about debt management programs and how your creditor can help you repay your loan amount by eliminating all the interests you owe to your creditor.<br />&middot; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;You also get to know how debt settlement programs work in Scarborough, Canada. You learn the advantages and the disadvantages of the process. The process of making one large payment in respect of the rest of the amount you owe to your creditor.<br />&middot; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;You also get an idea about how to research for debt relief company and choose the best counselor for your condition.<br />&middot; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Communication with your creditors is also very essential to stop receiving collection calls and also the process of writing forgiveness of debt letter.<br />Hence, don&rsquo;t waste your time in thinking, if you are going through a serious debt problem, you should immediately research for a counselor who can show you the right path to your financial freedom. A number of non-profit credit counseling services are available in Scarborough. So, why wasting time, get relief from your stress today.<br /></div>]]></content:encoded></item><item><title><![CDATA[Eglinton Square Shopping Center, shopping center]]></title><link><![CDATA[http://www.rumirealty.com/blog/eglinton-square-shopping-center-shopping-center]]></link><comments><![CDATA[http://www.rumirealty.com/blog/eglinton-square-shopping-center-shopping-center#comments]]></comments><pubDate>Mon, 09 Nov 2015 18:38:18 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">http://www.rumirealty.com/blog/eglinton-square-shopping-center-shopping-center</guid><description><![CDATA[       &#8203;A number of world class shopping malls are present there around Canada and most of those malls provide advanced facilities in terms of shopping experience and entertainment to the customers. While some of those malls have been constructed recently, many of them were started decades ago and are still equally popular among the people. One of those malls is Eglinton Square Shopping Center. This mall started its journey around six decades ago and still is reckoned as one of the most ha [...] ]]></description><content:encoded><![CDATA[<div><div class="wsite-image wsite-image-border-none " style="padding-top:10px;padding-bottom:10px;margin-left:0;margin-right:0;text-align:center"> <a> <img src="http://www.rumirealty.com/uploads/5/5/6/3/5563921/7819349_orig.jpg" alt="Picture" style="width:auto;max-width:100%" /> </a> <div style="display:block;font-size:90%"></div> </div></div>  <div class="paragraph" style="text-align:left;">&#8203;A number of world class shopping malls are present there around Canada and most of those malls provide advanced facilities in terms of shopping experience and entertainment to the customers. While some of those malls have been constructed recently, many of them were started decades ago and are still equally popular among the people. One of those malls is <strong>Eglinton Square Shopping Center</strong>. This mall started its journey around six decades ago and still is reckoned as one of the most happening destination for shopping in Ontario, Canada.</div>  <div>  <!--BLOG_SUMMARY_END--></div>  <h2 class="wsite-content-title" style="text-align:left;"><strong>About the mall</strong>&#8203;</h2>  <div class="paragraph" style="text-align:left;">&#8203;This mall was constructed by the Oxford Properties and is owned by Kingsett Capital and Bentall Kennedy LP. In the year 1954, this mall was made open for the people of Ontario. It is located at 1 Eglinton Square, Eglinton Avenue east and Victoria Park Avenue in Scarborough. The retail area of this mall is 279,000sq.ft. And there are around 80 retail outlets including the biggies like Metro, The Bay, Shoppers Drug Mart, Toys &ldquo;R&rdquo; Us Express, Watts Restaurants and Bar etc.<br />The responsibility of managing the mall has been given to Bentall Kennedy, one of the most successful real estate investment advisors in North America. They manage the interest of more than 550 institutional clients and investors.<br />The location of the shopping center is excellent in terms of the population. It is located in a highly populated area with around 47000 households within its 3 kilometer radius. This shopping center is surrounded by homes, apartments, condominiums and attracts visitors from Toronto&rsquo;s downtown as well. There is plan for the Eglinton Light Rail Transit within the next few years which will have stops at Victoria Park, east of the shopping center and Pharmacy avenue west of the shopping center. &nbsp; &nbsp;<br /></div>  <h2 class="wsite-content-title" style="text-align:left;"><strong>Guest Service</strong></h2>  <div class="paragraph" style="text-align:left;">&#8203;This mall is well-equipped with all the advanced features along with convenient guest service. Visitors can find the guest service between Carmen&rsquo;s unisex hairstyling and Art of Shoe Repair and the services available there include information about the <strong>shopping center</strong>, complimentary wheelchair and rental walker, stroller on rent, first aid, enquiry about lost and found and battery cycling. Parenting washrooms are also available near the regular washrooms. And there is facility of high chairs as well.<br /></div>  <h2 class="wsite-content-title" style="text-align:left;"><strong>Stores in Eglinton Square</strong></h2>  <div class="paragraph" style="text-align:left;">&#8203;More than 80 retail stores are there in this mall and all these stores are divided in 17 different categories which include beauty, books and stationery, department and major stores, electronics and media, financial service, food court, health and wellness, home and d&eacute;cor, men&rsquo;s and family fashion, ladies fashion, shoes, bags and accessories, specialty stores and many more. And some of the biggest stores are 20/20 vision care, Bently, Carmen&rsquo;s unisex hairstyling, coles book store, Fashionrama, FIDO, KFC, McDonald, GNC, H&amp;R Block, Metro, Shoppers Drug Mart, Tim Horton&rsquo;s, Virgin mobile, WIRELESS etc. &nbsp;<br /><br />New events are being organized in the shopping center at a regular interval in which visitors can take part and also there are many promotions offered by various stores. Hence, if you have not yet been there, you should visit the Eglinton Square Shopping Center right away.<br /></div>]]></content:encoded></item></channel></rss>